Compare your credit card options:

 
Local Bank
Preferred World Mastercard®
Local Bank
Rewards Card
Local Bank
Platinum Card
Plastic
Local Bank Preferred World Mastercard®
Popular Bank Preferred World MasterCard

Local Bank Rewards Card
Popular Bank Rewards

Local Bank Platinum Card
Popular Bank Platinum

Cash Rewards2
Local Bank Preferred World Mastercard®
Earns cash rewards

Local Bank Rewards Card
Earns cash rewards

Local Bank Platinum Card
Does not earn cash rewards

Purchase Introductory Offer
Local Bank Preferred World Mastercard®
0% introductory APR on purchases for the first 12 months3. When the offer expires the variable APR will apply from 13.24% - 26.24% based on your creditworthiness.

Local Bank Rewards Card
0% introductory APR on purchases for the first 12 months3. When the offer expires the variable APR will apply from 13.24% - 26.24% based on your creditworthiness.

Local Bank Platinum Card
0% introductory APR on purchases for the first 12 months3. When the offer expires the variable APR will apply from 13.24% - 26.24% based on your creditworthiness.

Balance Transfer Introductory Offer
Local Bank Preferred World Mastercard®
0% introductory APR and 0 payments for the first 12 months3. Applies to transfers made within the first 90 days from account opening. When the offer expires the variable APR will apply from 13.24% - 26.24% based on your creditworthiness.

Local Bank Rewards Card
0% introductory APR and 0 payments for the first 12 months3. Applies to transfers made within the first 90 days from account opening. When the offer expires the variable APR will apply from 13.24% - 26.24% based on your creditworthiness.

Local Bank Platinum Card
0% introductory APR and 0 payments for the first 12 months3. Applies to transfers made within the first 90 days from account opening. When the offer expires the variable APR will apply from 13.24% - 26.24% based on your creditworthiness.

APR for Purchases and Balance Transfers
Local Bank Preferred World Mastercard®
Variable, 13.24% - 26.24%

Local Bank Rewards Card
Variable, 13.24% - 26.24%

Local Bank Platinum Card
Variable, 13.24% - 26.24%

APR for Cash Advances
Local Bank Preferred World Mastercard®
Variable, 24.24% - 28.24%4

Local Bank Rewards Card
Variable, 24.24% - 28.24%4

Local Bank Platinum Card
Variable, 24.24% - 28.24%4

Penalty Rate
Local Bank Preferred World Mastercard®
29.99%

Local Bank Rewards Card
29.99%

Local Bank Platinum Card
29.99%

Annual Fee
Local Bank Preferred World Mastercard®
$95

Local Bank Rewards Card
$25

Local Bank Platinum Card
$0

Additional Card Fee
Local Bank Preferred World Mastercard®
$0

Local Bank Rewards Card
$0

Local Bank Platinum Card
$0

Late Payment Fee
Local Bank Preferred World Mastercard®
Up to $38

Local Bank Rewards Card
Up to $38

Local Bank Platinum Card
Up to $38

Return Check Fee
Local Bank Preferred World Mastercard®
Up to $10

Local Bank Rewards Card
Up to $10

Local Bank Platinum Card
Up to $10

Balance Transfer and Cash Advance Fee
Local Bank Preferred World Mastercard®
2% (minimum $2, maximum $10)

Local Bank Rewards Card
2% (minimum $2, maximum $10)

Local Bank Platinum Card
2% (minimum $2, maximum $10)

Foreign Transaction Fee
Local Bank Preferred World Mastercard®
1.4% of each Mastercard® transaction in U.S. dollars

Local Bank Rewards Card
1.4% of each Mastercard® transaction in U.S. dollars

Local Bank Platinum Card
1.4% of each Mastercard® transaction in U.S. dollars

Fraud Protection
Local Bank Preferred World Mastercard®
Includes fraud protection

Local Bank Rewards Card
Includes fraud protection

Local Bank Platinum Card
Includes fraud protection

On the Alert
Local Bank Preferred World Mastercard®
Includes suspicious activity alerts

Local Bank Rewards Card
Includes suspicious activity alerts

Local Bank Platinum Card
Includes suspicious activity alerts

ID Theft Resolution Services
Local Bank Preferred World Mastercard®
Includes ID theft resolution services

Local Bank Rewards Card
Includes ID theft resolution services

Local Bank Platinum Card
Includes ID theft resolution services

Emergency Card Replacement
Local Bank Preferred World Mastercard®
Includes emergency card replacement

Local Bank Rewards Card
Includes emergency card replacement

Local Bank Platinum Card
Includes emergency card replacement

Emergency Cash Advance
Local Bank Preferred World Mastercard®
Includes emergency cash advances

Local Bank Rewards Card
Includes emergency cash advances

Local Bank Platinum Card
Includes emergency cash advances

Lost or Stolen Reporting
Local Bank Preferred World Mastercard®
Includes lost or stolen card reporting

Local Bank Rewards Card
Includes lost or stolen card reporting

Local Bank Platinum Card
Includes lost or stolen card reporting

Cell Phone Protection
Local Bank Preferred World Mastercard®
Includes cell phone protection

Local Bank Rewards Card
Does not include cell phone protection

Local Bank Platinum Card
Does not include cell phone protection

Earning Cash Rewards
Local Bank Preferred World Mastercard®
2% cash rewards on purchases

Local Bank Rewards Card
1% – 1.5% cash rewards on purchases, 1% cash rewards on net purchases up to $1,000, and 1.5% cash rewards on net purchases in excess of $1,000. Net purchases will be counted per year, and first year begins on the day of the account opening and ends on the account opening anniversary date.

Local Bank Platinum Card
Does not earn cash rewards

Cash Rewards Expiration
Local Bank Preferred World Mastercard®
Cash rewards will not expire as long as your account is open and in good standing.

Local Bank Rewards Card
Cash rewards will not expire as long as your account is open and in good standing.

Local Bank Platinum Card
Does not earn cash rewards

Loss or Suspension of Rewards
Local Bank Preferred World Mastercard®
If your account is closed, you will lose any cash rewards you have not redeemed. You will not be able to earn or redeem your cash rewards if your account is delinquent.

Local Bank Rewards Card
If your account is closed, you will lose any cash rewards you have not redeemed. You will not be able to earn or redeem your cash rewards if your account is delinquent.

Local Bank Platinum Card
Does not earn cash rewards

How To Redeem Your Cash Rewards
Local Bank Preferred World Mastercard®
Cash rewards can only be redeemed for statement credit after you have earned a minimum of $25.

Local Bank Rewards Card
Cash rewards can only be redeemed for statement credit after you have earned a minimum of $25.

Local Bank Platinum Card
Does not earn cash rewards

Online Statement and Payments
Local Bank Preferred World Mastercard®
Sign in to my Local Bank Credit Card Account



Cardholder Agreement
Local Bank Preferred World Mastercard®
Preferred Cardholder Agreement

Local Bank Rewards Card
Rewards Cardholder Agreement

Local Bank Platinum Card
Platinum Cardholder Agreement