Revolving Credit Line
Use your HELOC to cover large expenses such as home renovations or medical bills.
1All loans subject to credit and property approval. Rates are variable, terms and conditions vary by state and product features, and criteria are subject to change without notice. Please contact a banker
or Customer Care Center representative for updated information and current rates.
2Local will pay all third-party fees for home equity lines of credit of $500,000 or less. For lines of credit $500,000 or less, if you choose to pay off and close your line of credit within three
years, a single payment will be charged to recapture any third-party fees paid by the bank. If you refinance your line of credit with Local, we will waive this single payment to recapture the third-party fees. Third-party
fees, other fees and taxes apply to lines of credit over $500,000.
3Rate lock feature offers fixed-interest rate loans with a minimum lock amount of $5,000 per request, maximum 3 locked amounts at one time. The first rate lock is free, additional rate locks are $50,
are treated as a finance charge and are assessed against the line. As it applies to applicable rate locks, loan payments consist of both principal and interest to fully repay the locked portion over the course of the
term selected. See a banker for more details.
Local Bank, PO Box 4503, Oak Park, IL 60303-4503.
Customer Service Phone: 1-719-301-0033
For New York Borrowers: Local Bank is regulated by the New York Department of Financial Services (NYDFS). To file a complaint contact New York State Department of Financial Services Consumer Assistance
Unit at 1-719-301-0033 or by visiting the Department’s website atwww.dfs.ny.gov. Local Bank may utilize third party service providers to service your loan but remains responsible for all actions taken by the third
For more information regarding fees for mortgages and home equities serviced by Local Bank, please see our Residential Mortgage and Home Equity Product Servicing Feeshere. Does not apply to mortgages serviced by Local Mortgage Services. For information regarding fees for Local Mortgage Services accounts, pleasesign in to your account.
Para ver el contenido de esta página, necesitas actualizar a la última versión de Internet Explorer o utilizar otro navegador como: Chrome, Safari o Firefox.
To view the following page you should update your Internet Explorer with the latest version. You may also use other browsers, such as: Chrome, Safari or Firefox.